Warning: Use of undefined constant catid - assumed 'catid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/application/modules/content/index.php on line 64
信托理财与银行理财谁更安全-进元财富
您好,欢迎来到进元财富!

    Warning: Use of undefined constant mobile - assumed 'mobile' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/header.php on line 11
  • 登录
  • Warning: Use of undefined constant mobile - assumed 'mobile' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/header.php on line 17
    >注册
  • 关于我们
  •  
    微信号 扫码关注进元投资
  • 400-013-9855
进元财富
  • 首页

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/header.php on line 145
  • 基金资管

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/header.php on line 145
  • 信托产品

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/header.php on line 145
  • 资讯动态

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/header.php on line 145
  • 进元学院
 
 

    Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 68

  • Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    行业资讯
    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69


    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 70

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 68

  • Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    Warning: Use of undefined constant catid - assumed 'catid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    知识专题
    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69


    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 70
    Warning: Use of undefined constant catid - assumed 'catid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 71
    style="display:block"> 信托投资知识 定融产品知识

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 68

  • Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    常见问题
    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69


    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 70

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 68

  • Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    Warning: Use of undefined constant catid - assumed 'catid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    合作伙伴
    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69


    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 70
    Warning: Use of undefined constant catid - assumed 'catid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 71
    > 基金公司 信托公司 合作银行

  • Warning: Use of undefined constant arrchildid - assumed 'arrchildid' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 68

  • Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69

    公告
    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 69


    Warning: Use of undefined constant child - assumed 'child' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/show_news.php on line 70
丰富产品资讯,便捷订单管理,尽在进元财富微信公众号
扫码下载进元财富微信公众号
信托理财与银行理财谁更安全
时间:2020-08-19

信托理财一直被那俩与银行理财比较,不仅因为二者的投资方式,更是因为二者的安全性,那么信托理财与银行理财谁更安全呢?哪个更值得投资呢?小编从信托理财与银行理财的相同点与不同点来分析一下。

 

信托理财与银行理财谁更安全

相同点

 

1、信托和银行都是受到国家银监会直接监管的金融机构;

 

2、信托理财产品和银行理财产品的发行对象都具有较高的社会公信力;

 

3、根据银监会的规定信托理财产品和银行理财产品均不能在合同中承诺保本、保收益等字样,不能在合同中体现,出现相关违规字样,合同无效。

 

不同点

 

小编对银行去年发售的理财产品进行统计发现,去年银行发行的理财产品中选择通过信托计划、券商资管计划、基金公司资管计划、保险资管计划等中间渠道的占比41.51%

 

其中涉及信托计划的产品占25.14%,涉及券商资管计划的产品占36.18%,涉及基金公司资管计划的占17.10%,涉及保险资管计划的占5.91%

 

大多数的银行理财产品不仅仅选择某一种渠道进行投资,通常会通过信托计划、券商资管、基金资管等的组合形式进行投资。

 

同样,信托规模中,有接近40%的资金来自于银行理财资金,为什么银行理财产品资金有这么多流进了信托产品中?

 

这在前一段文字中就能看出端倪,从银行理财资金流向的其它产品风险性比较来看,信托发行的信托理财产品相对安全性高,收益相对稳定,信托募集的资金不会去购买银行理财。

 

总的来说,银行理财产品收益主要来自信托与债劵市场,银行发行理财产品直接投资买信托,不做产品研发与设计,轻松赚取收益差。还记得2012年的十大银行年报吗?总利润超1000A股上市公司。你相信银行,银行相信信托,那为什么不直接相信信托?

 

当然投资人在选择的时候也不能因为产品稀缺盲目投资,还是需要在专业的理财师帮助下挑选产品。就拿上海“进元财富”来说,该公司和全国几十家信托公司合作,产品种类丰富,并且均经过公司风控部门严格筛选把关,这就为高净值投资者省略了辨识产品的繁杂一环,理财师可以第一时间为客户提供专业又适合的信托产品。

分享到:

Warning: Use of undefined constant setting - assumed 'setting' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/footer.php on line 5

Warning: Use of undefined constant baohu - assumed 'baohu' (this will throw an Error in a future version of PHP) in /home/wwwroot/jinyuanlc.com/caches/caches_template/default/content/footer.php on line 7

服务热线

400-013-9855周一到周五(8:30-20:30)
周六到周日(9:00-18:00)
  • 关注公众号

  • 客服微信

版权所有  沪ICP备2022018410号