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    style="display:block"> 信托投资知识 定融产品知识

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在三方财富公司购买信托和定融有保障吗?
时间:2020-09-28

随着中国国力的迅速崛起及富裕人群的迅速增加,投资者对于财富管理的需求日益加剧,第三方理财行业从无到有,迅速崛起,相比银行、基金、保险、证券、信托等金融机构,第三方理财公司到底在财富管理中扮演何种角色,有什么独特优势呢?

第三方理财是指那些独立的中介理财机构,它们不代表银行、保险等金融机构,却能够独立地分析客户的财务状况和理财需求,判断所需投资工具,提供综合性的理财规划服务。

第三方理财机构起源于美国、加拿大等西方国家,在中国香港90年代起步,中国大陆2005年左右起步,现在处于快速发展期。在欧美等发达国家,第三方理财公司占据财富管理市场份额的60%以上,在台湾、香港等地也占30%左右,而在大陆,这个数据还不到5%,正好说明了市场发展的前景广阔。

公正和独立:不代表金融机构利益,是客户利益的发言人

大多数的金融机构,其实是一种推销产品式的服务。而第三方理财则是站在非常公正的立场上严格地按照客户的实际情况来帮客户分析自身财务状况和理财的需求,通过科学的方式在个人理财方案里配备各种金融工具。因此,公正和独立是第三方理财公司存在的基础。

安全可靠:不接触客户的金钱,客户的钱受到严格监管

第三方公司一般不会接触客户的金钱,而是为客户提供理财规划及资产配置服务,客户的钱直接在金融体系中流动,受到监管机构的严格监管,因此客户完全不用担心资金的安全性问题。

全面服务:不是推销产品,而是理财规划和资产配置服务

第三方独立理财机构会先对客户的基本情况进行了解,包括的资产状况,投资偏好和财富目标,然后,根据具体情况为客户定制财富管理策略,提供理财产品,实现客户的财富目标。

财富管家:不是信息超市,而是精选信息

随着信息的爆发,第三方理财公司会帮助客户从海量的信息中选择适合客户的产品和信息,让客户做到身心、安心和放心。

严格风控:不是产品超市,而是精选产品

第三方理财公司,会从市场众多复杂的产品中精选优质产品,并一般会设立风控委员会,层层筛选,保证产品的合规、合法和安全性,为客户的财富增值保值。

进元财富是一家位于上海的三方财富公司,在近几年的快速成长中,获得了许多客户的信赖,在不断完善选择可靠的产品时,也给客户带来了更多的返利,不仅对客户的资产得到更高的收益,也对项目的如期兑付付出了努力。

 

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